What I would reccomend
this might be too big of a hassle as it involves reinstalling Xubuntu)
Boot up with a live cd. Mount your /home partition, find /home/yourname where yourname is your username, and rename it to yourname_bak or something of the like.
Reinstall Xubuntu, choosing NOT to format your home partition. When it asks you for a username and password, enter what you did before. It should create a new folder in /home with the default settings.
Then, you can go in to /home/yourname_bak and move any files you still need into your new home folder, and delete what you don't need.
Best of luck!