The original topic was about a store scanning a Senior Citizen's driver's license.

Having once been in the merchant banking business, I know a little about a credit card processing, and, yes, you do have to hand them the credit card, but, no, they do not need to know the 3 digit security code on the back of the card if they scan it. With one or two exceptions, the merchant is also required to check a photo ID (but not scan) to prove that the person who is using the card is, indeed, the owner of the card.

ID is not required for Debit/ATM/Check card purchases as it is assumed that if the person using the card knows the PIN number, he is the owner of the card.

The only time I can think of when a merchant might want to see the security number is if he is not scanning the card and is punching the information into a software program on a computer, the same as if he was taking the order over the phone or if the order were being processed online. Essentially, the same thing.

There is something called a QSR account, Quick Service Account, usually for small restaurants, coffee shops, etc. The theory is the amount of the each transaction is small, usually under $25.00, and the merchants needs to move people quickly through the line, so ID is not required and the card processing company will absorb any losses. However, the merchant does pay a slightly higher fee for the service.

I think some times the large corporate companies that own the franchises that are in our neighborhood forget they we are neighbors. These types of policy
hurt the employ. I just wonder what the employ must feel like after leaving that job and has to look at me or another person they have done this to.

I was told if the drivers license did not scan and the person looks over 30 then just enter a birth date. I went to another section of town a section that
lets say is more industrial and more blue collar workers and the employ smiled and said just show me the card for the camera. Yes the security camera
then she put a date in.

I asked her why she did it that way she said it is actually faster for her to do it that way. And Many of the peoples cards
do not scan all the time and if there is long lines it much quicker. I asked her about corporate policy. She said that is corporate policy to show a ID
for certain items. And do you see the neighborhood I work and live in would you like to piss these people off.
Note this was in the sister city Champaign IL not Urbana.

I routinely use a pre-paid card for online purchases, and when traveling. Gas stations are another great place to use 'em. There's a limited amount of money on the card, but you can reload it with a phone call. Yeah, a little pricey, but it's also a valid number that you can at any time literally (shred and) throw away.

You're a fairly easy "mark" if you whip out that Platinum American Express card in a restaurant and leave both copies of the receipt on the table. It shows that you're not really paying attention to how you spend your money, that you probably never open your statement when it comes in the mail, and so that you might not even notice a fraudulent transaction or two or three. Whereas, if you do "pay attention," and let it be known by someone who's watching you that you're mindful of what you do, you're much more likely to be left alone by thieves. Most such crimes are crimes of opportunity.

Wonders why anyone would ID a 70 year old man paid at the pump then rolled into the circle k to get a six pack of beer on his way over to my place to visit. Makes no since to scan a DL for a 70 year old man for a 6 pack of beer.
SO we can stay on the same pace this is about scanning a DL in order to buy beer with cash he already paid at the pump I am sorry I should have explained better.
Why do we need to scan the ID when the policy reads 35 and under. So I talked to the manager of the store. he said it was Policy I explained the policy and he explained we scan everyone can I help you with anything else.

I said sure stop doing it to the people that built this neighborhood you have this store in. And walked out.
this is adams virtual words.
https://www.youtube.com/watch?v=ekCJZXAs590

Sorry, you are right.


Almost all the places around here have a sign posted as to who they card. Some say we card everyone. They mean it, they card everyone. It is their right.


I'll agree that data theft is bits of info. Address, age, and more are on a DL. As to what a common person can loose from giving a DL, I can't say.

How many times do they need to scan your card to authenticate it. Test this Friday night stopped for a beer scanned my ID.
Came back hour later same clerk and wanted to scan it refused to let them touch my DL. Said it the same one an hour ago on your security camera so there no need. Did not argue just left but they did not make a sale.
I do not need their beer.

So I am going to boycott my local fast stop and go to a local owned store a mile away and buy it from them.

as you point out it is sad when you hire people that cant tell a 70 year old man from an 20 year old man. It is harassment.
By the way it is against the law in the military to hold every one responsible for another person's mistake or wrong doing. They call that Hazing. Hazing is against the law USMCJ and most
corporate policies. I guess the Mayor of Urbana like letting the people get hazed.

Note to self: "Don't ride the scooter to Illinois or Yankee land anymore. They be crazy up there!"

Down here on the Border it is only the Border Patrol and Law enforcement that man handles your drivers license.

Ya know. Like normal harassment. Old folks get a pass down here. You reach a certain age and law enforcement
just roll their eyes and move on figuring you aint worth the paperwork.

I think the issue boils back to if you card everyone, you can't get sued for asking this or that person for an ID. You can't loose your license for selling to underage customers. You at least have a rule.

I don't get carded because I don't drink. In some cases I may go to a bar to dance but they have every right to ask each and every person for ID.

I don't buy alcohol at convenience stores. Here in Virginia, to buy Scotch, my poison of choice, I have to go to a state store (they're called ABC stores here); I've never once been asked for ID there, nor was I ever asked for ID at private liquor store in Delaware.

I have no idea what convenience stores' policies are in this part of the world. I hold to my belief that these sorts of policies, which punish and humiliate customers for making legal purchases), however legal they may be, are a testimony to and evidence of the failure of management.

The ABC warehouses Virginia land spent many a day bringing good Hiram Walker products from Canada there. Richmond does a good job of regulating that.
I remember after delivering out Norfolk area Virgina Beach My air bags would not level out. Coming back through the tunnel set the lights off.

I have to pull over at the check area deflate my bags some. My air foil would always set the sensors off. Like My Chivas and Cutty .
Spent a lot of my life drug testing for either military or Department of transportation I understand the need to handle drugs the American
past time the correct way.

This is a common misconception. Putting "see ID" in the signature block is not a valid signature and therefore you are not adhering to the credit card terms of usage. Visa has a page on their site explaining it and a few places (USPS for example) will not accept a card that is not signed.

I believe the OP'er was talking about a drivers license though. Many states have either a bar code or magnetic strip on it. I have a travel/security wallet which has a clear sleeve that you slide your license in and it breaks up the laser from the scanner preventing it from being scanned. Most clerks will simply then hand enter the birth date, though a few have actually requested I remove it from the sleeve. I've been tempted to sew it shut but then if I were ever to be stopped by the police then I fear that may get me in trouble there are many of their MDT's can now scan the license.

Most merchant agreements I've seen state the opposite, that the merchant is not supposed to ask for ID unless there is some issue such as an unsigned card.

The CCV on my sole credit card is blanked out with a sharpie and the signature says "See Driver's License".
I run my Driver's license past a strong magnet after they give it to me.

Sorry, simply not the case. Regardless of who the processor might be, the merchant has to sign the VISA/MC/DISCOVER agreement, assuming, of course he wants to use those cards. If he signs that agreement, he is required to ask for ID when processing card card transaction.

Yes, and I'm saying the VISA agreement says opposite, it says to not ask for id except for the cases at the bottom of their guideline page.

So back to the original topic, how tech savy is the senior citizen who was asked for the ID? I would look into the security wallet so it can't be scanned. If then asked to remove if from the wallet so it can be scanned I would then ask for the companies privacy policy and a recent report of an independent security audit first. I would also publicly post on social media. I would also contact companies head office letting them know he realizes by law they have to have an ID and verify age to make a purchase but that the law doesn't require them scanning his ID and that by doing so puts him at more of a risk to id theft should there be any breach of their it security and are they prepared for a lawsuit should his identity be stolen from their systems?