Ok..I have given up on vsftpd....and I am trying proftpd.
I am pretty close to having it working but not quite.
I am pretty sure that my config file is the problem and was wondering if someone could tell me what I am doing wrong.

I am trying to set it up so that I can ftp with a username into my home/username directory. I want to be able to upload and download.
Currently, I can log in and get dumped into the appropriate directory. I just can't write/upload; I get a "550 permission denied" error. I can download just fine. I have tried several different things script wise to get this to start working but nothing has worked. Could someone please help...??? Please.

Here is my proftpd.conf file.
Thanks in Advance for any help.

proftpd.conf
----------------------------------------------------------------
# This is a basic ProFTPD configuration file (rename it to
# 'proftpd.conf' for actual use. It establishes a single server
# and a single anonymous login. It assumes that you have a user/group
# "nobody" and "ftp" for normal operation and anon.

ServerName "ProFTPD Default Installation"
ServerType standalone
DefaultServer on

# Port 21 is the standard FTP port.
Port 21

# Umask 022 is a good standard umask to prevent new dirs and files
# from being group and world writable.
Umask 022

# To prevent DoS attacks, set the maximum number of child processes
# to 30. If you need to allow more than 30 concurrent connections
# at once, simply increase this value. Note that this ONLY works
# in standalone mode, in inetd mode you should use an inetd server
# that allows you to limit maximum number of processes per service
# (such as xinetd).
MaxInstances 30

# Set the user and group under which the server will run.
User nobody
Group nogroup

# To cause every FTP user to be "jailed" (chrooted) into their home
# directory, uncomment this line.
#DefaultRoot ~

# Normally, we want files to be overwriteable.
AllowOverwrite on


# To cause every FTP user to be "jailed" (chrooted) into their home
# directory, uncomment this line.
#DefaultRoot ~

# Normally, we want files to be overwriteable.
AllowOverwrite on

# Bar use of SITE CHMOD by default
<Limit SITE_CHMOD>
DenyAll
</Limit>

# A basic anonymous configuration, no upload directories. If you do not
# want anonymous users, simply delete this entire <Anonymous> section.
<Anonymous ~ftp>
User ftp
Group ftp

# We want clients to be able to login with "anonymous" as well as "ftp"
UserAlias anonymous ftp

# Limit the maximum number of anonymous logins
MaxClients 10

# We want 'welcome.msg' displayed at login, and '.message' displayed
# in each newly chdired directory.
DisplayLogin welcome.msg
DisplayFirstChdir .message

# Limit WRITE everywhere in the anonymous chroot
<Limit WRITE>
AllowAll
</Limit>
</Anonymous>

<Directory /home/*>
<Limit WRITE>
AllowAll
</Limit>
<Limit DELE>
AllowAll
</Limit>
</Directory>

*always make a backup of your original config files! cp /etc/proftpd.conf /etc/proftpd.conf.orig!!!*

delete or comment out '#' the entire <anonymous> section.

and i noticed you also seem to have a duplicate section:

# To cause every FTP user to be "jailed" (chrooted) into their home
# directory, uncomment this line.
#DefaultRoot ~

# Normally, we want files to be overwriteable.
AllowOverwrite on


# To cause every FTP user to be "jailed" (chrooted) into their home
# directory, uncomment this line.
#DefaultRoot ~

# Normally, we want files to be overwriteable.
AllowOverwrite on

remove one of the duplicates, and then, uncomment the defaultroot~ command.

give that a shot. let me know if it works for you.

Thanks so much for the reply !

I had already commented the entire anon section but it made no difference.
I'll post this for those that might run into this problem also

It turns out the the answer was not in the config itself but in the directory and file permissions.
I did a "chmod 777 /home"(for example) to the directories I was trying to write to and it solved my STOR error.