I agree with both of the above posts.
This issue is exactly the same whether you are going to purchase a dedicated stereo system or a sound card for your computer. The old rule is "If you can't hear the difference then don't pay the difference."
Your music source is critical in this respect, as already stated in previous posts.
Also, some original sources have better aural qualities than others. The best recording I ever heard for judging sound quality was the opening seconds in Supertramp's "Even In The Quietest Moments" song on the vinyl album. The spacial quality/stereo image is unbelievable.
I found this using Google to search for "pc audiophile sound card".
http://www.stereophile.com/computera...tx_soundcards/