I've got this new ATM (bank) debit card, with the chip in it. They would not give me one without a chip.

Unfortunately (for it) the chip card had its first fatal accident before I had even activated it at the teller counter; after a dozen tries to activate it, she eventually gave up and gave me a new (new) card. It activated fine.

I kept the second card safe as best I could on the way home, but during the trip, something terrible happened, and the second chip was fatally wounded too.

The question:

What I basically want to know, is if the card will still work fine in a typical bank machine, despite its dead chip? Based on what I've read about these chips, it will work fine. That is, until there are eventually no more magnetic reader things in the world anywhere, and we're forced to use the chip thing, I do not need this chip to use the ATM machine.

What's your chip experience:
-- Dead chips cause no problem for you? You hate chips! You kill them instantly and your ATM card still works.
-- You like the chip? Have no problem with it!
-- Do you *use* the chip somewhere that you otherwise wouldn't be able to transact without it?

(In case you're wondering why I didn't just try the stupid thing on the way out of the bank, it's because by the time I was done at the bank, I had been inside the bank longer than I like being inside banks, and had no further need to use the card today; so I'll test it myself in a few days... But still would appreciate people's thoughts about this thing meanwhile.)

Thanks!

i would say better safe then sorry and shred the card any-ways (your bank can probably do this for you) because most current ATM terminals use the MAG strip on the card, and not some chip

Sorry folks - this thread got duplicated when I posted it.

This one will be closed, and the other here will remain (or maybe we'll merge them):

http://www.linuxquestions.org/questi...in-atm-850246/

Hello!

Answering the question:

My dad once broken his multi-bank card and glued it.
From the experiences he had,
I have no reports of he pointing that his bank card didn't worked.
So I really think it's all about the chip as you pointed GrapefruiTgirl.
As long as it has energy, it will work.

s,
Chips experience

I personally never had a multi-bank card, so may what I will tell doesn't even count.
But I have an magnetic card to enter on school.
Honestly, at first I hated it!
Having to pass it all the time we want to enter or leave the gates,
each time I would like to buy food.
Now, I'm just fine with it, I think it's about getting used to it.

Note: I hope my information was useful, and sorry if the "Chips experience" didn't match the context, as I'm a little too young to use it.

Hope you have the same luck with your card as my father had!

Cheers!

It's inevitable. We are all eventually going to have eyePhones that let us confirm purchaces and charge it to our wireless bill. Might as well use the chip.... or write to your bank explaining your distaste for the chip then change banks.

BTW, don't get a passport if the idea of a chip it self gets up upset.

As the other one had no responses I closed it instead.

RIFD chips only work if there's a reader for them. But, personally, I destroy the chip with a hammer before using the card. They can be read from meters away by anyone, and may accidentally be detected by things. The magnetic strip should work in any magnetic strip reader. Hopefully they will not remove these readers any time soon. I don't really care tho, the money I earn will not be kept in a bank.

For things like passports (where it is illegal to destroy the chip), I keep it in an aluminum foil wallet. Or I step on it accidentally. Or it gets dropped behind my car's tires as I back up.

+1 H_TeXMeX_H

It's the new device for tracking... They're putting them in clothes, cars, groceries, you name it. I hate chips and keep my money in my safe next to the new money.

Soon ... under your skin ... muhahahahaa !

Well, they'll have to get past the new money first... glock glock glock

Yes, I know it is inevitable.. Buy stocks in tinfoil companies while you can afford them.
I did express my distaste, but to no avail. And unfortunately, we *did* change banks - that's why this has arose. We got tired of the other bank's tactics.
Hmm.. Passports have chips now too?? :/ Argh. Well, my travels in the foreseeable future will not take me anywhere that I need a passport, thankfully. But one day, I suppose....

I have been reading around, but have not come across any hard-set date for the completion of conversion to chip from magnetic, but regarding my end of the planet (north america/canada) everything I find says ".. over the next few years.."

Thanks Lumak, TexMex, and other commenters! More feedback is welcome, feel free.

Only new US passports have chips, mine doesn't yet, but it will ... I will decide then what to do with it.

debit / credit cards still exist without chips nowadays?

Um, yes. Is it different over there ?

It's RFID, not RIFD, and the chips on bank cards aren't RFID. They're
basically like the SIM cards in cell-phones, and need contact.



Cheers,
Tink