Maybe
this, will help you out with the smb.conf file and permissions. In particular, make sure you are setting samba passwords in addition to regular user passwords for each user. As for accessing the shares, I add the shares to my fstab (or map networked drive in windows speak), so it doesn't ask for passwords. I'm not convinced, that in a home setup or something that really demands little to no need for security, that putting in passwords each time is really necessary; you already have one on the computer for logins and unlockings. If that computer is stolen or hacked and they manage to guess/crack the password while still being connected to your network this may be an issue, as they would see whatever that computer was given access to. Auto-mounting also makes it real easy to use an rsync crontab to automate backups. If this is a business setup where security is a concern and you needs passwords to work like you described, then maybe someone will be able to shed a little light on that for you.