The problem here was that I might have been in too much of a hurry. I agree about working on the foundation of the concepts, but as I said in an earlier post this is a complicated OS for a new user, especially for a person who likes books with pictures and has lived in a Mac or Windows for twenty years!
I started my career out as an illustrator, graphic designer and I've always been more the visual type, unfortunately for me Linux has always been more of a console system than a GUI system. Big blocks or masses of text are not my thing! I need snap-shots or at a minimum a page layout that has been "aired-out" a bit with space (\n) and a bit of variation in font size.
150 configuration options dumped into a page with no contrast or spacing is for machines and that, I am not! The man pages were converted to HTML from the man docs by an automated piece of software! From machine to us without love!
It's funny how I was driven by my curiosity to push towards resolution despite my complete frustration over the period of a week. I was both proud and relieve last night when I finally figured it out. I also felt a bit idiot for not looking in the right place when I had the answer literally staring me in the face!
I'm still happy I learned a great deal, which will certainly be useful later on.
http://vsftpd.beasts.org/vsftpd_conf.html
Line 356 of 551 was what I was looking for!