Ok, follow-up:
I was trying to troubleshoot the system over SSH .. I'm not that good at the shell commands but it's good practice right?
But I digress -
Simple fix; ...
I simply went home; ran synaptic - unchecked (to remove) all packages associated with httpd/apache....
then reinstalled all packages related to apache.... using synaptic.
server worked -
logged into webmin - went to httpd/apache section -
Changed Document section - Documentroot to /home/www/www using gui ....
restarted apache...
bingo... so simple it made me almost want to cry .. lol I spend 3 days on a 10 minute fix.
thanxs for the help everyone.... You'd think after a year I'd have everything down pat but ; hey.. what else can you say...