Usually these are created for you when you install http or ftp software. On most distros the home directory for ftp is /var/ftp or /home/ftp. For http, this depends on the distro or method of installation so read your distros docs. Mine is /usr/local/apache2/htdocs because I always compile apache from source. You can change these directories if you wish, you would have to change the config settings for whatever ftp and http server you are using.
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