partly true imo.

you are forgetting about the internet; if everyone used their own protocols, well, there'd be no internet.
you are also forgetting about consumer devices with builtin exploitable firmware. try to break free from that!

It's a nice idea to "make them pay" to read my data but since, as I mentioned, any internet use through a UK ISP is stored in a database and people here are assumed to be terrorist paedophiles until proven otherwise using things like Tor or PGP just puts one on a list of "people of interest". Using encryption here is legal, for the moment, but should one break any law at all one must give up all passwords or face ten years in jail.
It's quite possible that, in six months time, using encryption for anything but banking will be illegal here and we will only be allowed to visit government approved websites.

It does! The first thing most people do is turn it off or bypass it in exactly the same way that most Linux users get so used to using SUDO that they don't even think about it.

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My pragmatic suggestion is that you can't protect yourself against the agencies whose names are three-letter acronyms.

However, by and large: "These aren't the 'droids you're looking for.™"

Mostly, you're looking to defend yourself against: asshole opportunists , disgruntled former employees, and maybe industrial spies.

Usually, these people don't know you, don't want anything you have, and don't care if they wind up targeting you. They literally just want to cause trouble.

Often, the simplest solutions are the most effective:

• The door is securely locked – and concealed.
• There are no open windows.
• The information is always-currently backed up, and the backups protected.
• Software updates are timely applied.
• Sensible security-management practices are observed.

Your house becomes: "Why bother with this one? Just go on to the house next door. We have no particular motive to break in to this house."

And, really, "it's the same for Linux, OS/X, Windows, Z/OS, or any-and-every other operating system." Security is a process.