Yuh, a first I was also quite concern with the "high usage" of RAM on my machine (1GB RAM).
I totally agree with Shade, that the OS should utilize as much RAM as possible.
Secondly,
LINUX IS NOT WINDOZE. The memory management is INFINITELY better.
As of my experience (on windoze), no matter how much RAM you have on your system. It still wants to use your harddisk as scratch disk or whatever they called it.
So, relax, and let the kernel do its job.