You should be all set now. Thank you for supporting LQ.

--jeremy

Hello. I have paid for a yearly membership but have yet to see the perks. Wanted to bring it to your attention that it is not immediate after payment.

Thank you for your support. It should be immediate. Looking into what happened here, but have updated your account and added an extra month for the inconvenience.

--jeremy

I signed up for the $5/month on Jan. 3. I don't see any change in member status. Please help. Thanks for a great resource. Hoping this is the correct place for this.

8bit

Thank you for supporting LQ - your account has been updated.

--jeremy

I wouldn't mind contributing a few pounds a year; after all why should Jeremy have to pay for it all out of his own pocket? But:

1) I don't have a PayPal account and don't want one
2) I don't have a credit card and don't want one. Besides I'm probably not eligible to get one because I have no credit record. (Aren't algorithms daft? A human being, seeing a person who is not on record as ever having been in debt, would say, "Wow! This person obviously hates owing money so she must be a good credit risk." But an algorithm just says naah!)
3) I can't pay dollars by cheque because I don't have an account on a US bank.
4) I do have a debit card but that's directly linked to my bank account so I don't use it online.

Sorry, folks, but if you won't make allowances for my situation, I can't make allowances for yours.

He doesn't... see attachment.
(no hard feelings, I'm sure the plea for donations is justified regardless)

Attached Thumbnails

 

Ditto, how many times have they been hacked?

2) Nope, no credit rating means that you have not made financial institutions a bunch of money by paying interest to them. So you are bad.

4) I have not had any problem with that. There is a number on the back of the debit card. Make it so the card number can't be used without that security number. So, you have to have the card in your hand to use the debit card number.

Would an international money order work?

1) It’s possible to use PayPal without creating an account or letting them “save” your card information...but I don’t disagree with you either, Hazel.
2) don’t know about in the UK, but where I am, it’s possible to get a credit card with no annual fee. If one pays it off every month, there’s no interest to pay...and doing that will establish a credit rating.

Jeremy—
Consider setting up a Square account and page.

We have a thing called a preloaded card (but it's a debit card, not credit). You have a certain amount of electronic cash on it which you can spend online or by contactless, and then you can recharge it from your account. It's useful for people with a poor credit record and also for those who have money management problems, since you can't spend more with it than you have on it at the time. I could get one from my credit union. But there is a fixed monthly charge, which I think is the case for all these devices, so unless you use it a lot, it isn't worth it financially.

I've always wondered about that security number. I have used my card over the phone sometimes and I know they are not supposed to write down the number but how do I know they haven't?

That's the CV2 aka CSC (aka a bunch of others, mostly combinations of "card (security|validation|verification) (code|value)" or similar).

Not having the CV2 doesn't actually prevent the card number being used, but it can result in higher fees being charged by the payment processor (and presumably an increased number of fraud checks applied).

If a company was externally audited for PCI DSS compliance and stored CV2 numbers were found, they would likely be fined, but otherwise it comes down to a question of how much you trust the entities you're providing your card details to.

Giving card details over the phone is not intrinsically more secure than entering them into a website.

That's why I only do it with companies that I have done business with for quite a while, for instance my annual boiler service.

Am new here