in your home directory make a file called .Xresources
this will load your settings
to load it in (to test) use:
xrdb ~/.Xresources
then on it will load automajikally when you startx
the format is like this (from mine)
Code:
aterm*scrollBar_right: true
aterm*transparent: true
aterm*font: *fixed-bold-r-*-15-*-*
aterm*foreground: black
aterm*pointerColor: wheat
aterm*troughColor: Grey
aterm*cursorColor: Orchid
aterm*saveLines: 10000