Change the permission of the home folder so they can only be read by the user that owns them. (Default is readable but not writable by anyone. You can do this with:
in the home directory. It removes the read permission from 'group' and 'other', leaving it only for the user that owns the folder.
DISCLAIMER: Make sure you know what you are doing before you fiddle with permissions, it can make a mess... You have been warned
James