Welcome.
You'll need a different delimiter in your input file between the user's name and the rest of the data. Also, you'll need to look at the options available for useradd. Lastly, it will help if you can wrap your script in [code] [/code] tags here so that indenting and other whitespace is preserved.
Code:
while read i; do
echo $i;
...
useradd ... ;
done < /home/Documents/user.list.txt
Which course or class is this for?