Now that I have my Smaba problem solved, I am trying to setup the FTP site. Already installed is "vsftp". I have it turned on, users set up, and can do a login locally and it asks for username/password. When I access the ftp site from WinXP, it goes direct to a window which shows a PUB folder. It did not ask for username/password.

What am I doing wrong? I need to be able to do a ftp from WinXp and have it ask for a username/password. We want to be able to port forward to this system, so that our two outside clients can have access to their part of the FTP Server but must be username/password protected.

Chances are you have anonymous FTP enabled, and Windows is trying that first. Since it succeeds, you get in. Disable anonymous FTP in your vsftpd file. Also, you don't say how you're accessing it, or whether you're using LDAP/active domain, which could be just shoveling the authentication information along from that. You don't say what kind of client you're using either, such as a 'real' FTP client, Windows explorer, or something custom-written.