you don't need send mail for receiving mail.
Netscape Composer, Mozilla Mail, kMail, Gmail, pine (etc!!) are mail CLIENT, so you could connect to mail SERVER with them... You probably only want to connect to your ISP smtp/pop mail server to send stuff and receive stuff... you don't need send mail for that.
Send mail is a mail SERVER so you can send mail directly from your computer, to your local network for example or directly to internet (but your ISP probably block smtp port). I highly suggest you to turn off send mail since it's a dangerous security hole... If you want to learn about mail server, try qmail