I am using FedoraCore6=64 with KDE and I "think" I enable a feature in KDE called "password wallet" or something. It got clicked by mistake... I think... anway

When I rebooted I was unable to log into either KDE or Gnome as the only option I was given was XMS FailSafe Locked (something else greyed out) Cancel ?? It looks like a raw X terminal (if that is what it is called. I have never seen this before. Even when I found my way into a terminal I was unable to startx, even as su -

I have seen about a dozzen or so threads all with the term XSM / KDM in them but none of them help resolve how I can login or provide any sort of directions as to overcoming this nasty grey X window thingo??

I would like to know if and how I can disable the 'password' 'wallet' (or whatever it is) so that I can simply log into my GUI be it KDE or Gnome.

Suggestions appreciated as I dont really have a clue what I am looking for. I just need to enable the standard user/password login screen.