I think the pattern of linux user is as such:

Newbie - use root for everything, log in as root, don't even bother having user accounts, reason: because they can do anything they like.

Advanced - use normal account, su to root occasionally. this stage is reached when the user has done something extremely stupid in root and broken their system, or has unknownly done something or force installed something incompatible... then that user either becomes "advanced" or gives up on linux and goes to post complaints about how "linux sucks!" and "is not ready for the desktop" on message boards.

Guru - never (or very rarely) goes in as root. hardly ever does su - root. has long list of alias shell commands and /etc/sudoers extensively configured to do any admin tasks from a regular user account.

Which one do you fit in?

So if I want to create a "normal account" Is there a way to transfer all my settings and /root/ directory to the "normal account"??

Regards,
Michael

All user's settings are in the user's home directory, mostly as hidden files( files starting with .)
SO after you create the user account, do this as root:
In some distros the default group for users is the same as the user's username and not users
So if you have this kind of distro do <username>.<username> in the chown command.