If you're just an ordinary person with an ordinary account you have to take what all the other ordinary persons choose. You don't complain that you can't get truffles and caviar at the chips shop.

I drop in at my local bank whenever I have a check to deposit. The local branch is 1.9 Miles (3Km) so I can walk it on a good day. I can speak to a greeter, the loan officers, and the tellers. (The President and VPs are at the parent bank about 31 miles (50Km) away - not walking that one. There are two other banks I COULD use within that same range.

I do use one bank that has branches only on or near US military bases within the USA, but offer remote services to US military and dependents worldwide. That is the only one I use where I cannot meet face-to-face with the bank employees and officers easily and on any day the banks are open. (On the other hand their remote services are STELLAR!)

I feel sorry for anyone forced to do business ONLY using remote or online services. That takes away all of the personal relationship features of using a local bank, or any other local business. And banking IS a business! And as with any other business, supporting the local owned bank is almost ALWAYS better than doing business with some faceless corporation.

A lot of old people are lonely. It's never been a problem for me, thank God, but apparently people who are starved of human contact depend a lot on their interaction with friendly clerks and till assistants.

These cost money.

I live in a small city located at the end of a highway in Northern Canada. Sometimes the shopping is less than stellar here so we buy stuff online. Amazon sent an e-mail warning about criminals pretending to be Amazon; they send official looking emails duping you into logging into a fake Amazon site to update your payment credentials. I have 2FA enabled on Amazon and other sites. The criminals are inventive.

Well, my company helps prevent fraud on real websites, but we can't help if someone logs in to a fake one.
It's sad but true that if it wasn't for fraudsters, a lot of people inc myself would be out of a job ...

Latest weird thing. I received a Facebook message from an unknown person on FB informing me that I've won a prize. All I have to do is reply with: "I accept the prize."
Blocked and deleted the scammer.

Perhaps you would have a better profession, instead.
If you're bright enough to be part of the scammer antiscammer arms race then you'd probably be able to do some good in a related field and your current job is holding you back from a nobel peace price cause of the butterfly effect or something where your entire life could have changed had you read that one article about something you'd be a genius in if only you didn't have to do your day job at that point and then the exposure to that article was forever lost.

Medicaid fraud emails is what I have been getting.

Look official .

Now with the big beautiful bill in effect. Not sure what is going on anymore.

@clueless_dolt: I guess we'll never know .
It is quite satisfying knowing I'm definitely on the side of the good guys though.