Did no one read my first reply.. let me clarify:
Under Search Options, select to search by titles only, if you don't want it to search entire posts...
Yes, I did read your post. What I was trying to say, was that even when I clicked "search by titles only", the search results contained threads that do not have "money" in their titles. Hence, my thought there might be something wrong with the search.
However, what david_ross said, was that even though you might not see money in the search results thread title, one of the post's titles might have money in it, therefore including that whole post in the search results.
I also realize that I could list results by post, however I did not want to do that. David_ross answered the question I had. Thanks for your input as well.