tried that (before posting)
just sits.
With just
ftp://(username)@address.com it just gives a prompt for the pass and then sits.
In my log file I have PAM Authorization Failed (or something to that effect). But in my processes, I see 2 connections, one from mozilla, and one from Konquerer (it looks as if they are logged in and doing fine), but the browser either hangs, or gives that message about not being able to enter the folder.