AH, OK. I get it now. No, I didn't have a directory /mnt/fat-c. ... Made the directory and now I can see the files. I was copying what someone wrote on another forum/thread and didin't realize the names/directories needed to match. Hey, this is a newbie forum, right.
Thanks for the brain tweak!
I can't view the files as a user, only root. How would I change this so can see these?