You won't be able to install from *.cue and *.bin files; these need to be burned onto CD. With SuSE, your best bet would be to purchase the CD set, if you don't have access to their ftp servers for install.
Other distros will allow you to install from hard-drive, but only if you are able to get the contents of the installation CD to the hard-drive somehow, before installation. This presumes that you have already partitioned and formatted your hard-disk, and that you are able to transfer files via CD or network or some other removable media.
Slackware is pretty good for this: you boot with a Slack boot floppy, then in the setup script, choose your source partition for install. I've done this for a notebook that didn't have a CD drive.
You can also install Knoppix from Knoppix ISO image contents on hard-drive partition, by booting with the "poorman's install" method: boot option fromhd=/dev/hdax where hdax is the partition containing the contents of the Knoppix CD.