is there a manual "linux for stupid people"?
Probably not, but there is plenty of people willing to help. I'll recommend you to read the first (or second?) topic in the GENERAL FORUM. It explains how to install things.
Anyway, a .bin file is executable. You should run:
chmod +x nameofthefile.bin
and it will install the program. But as you use SuSE, there is probably a better way: using YaST. I thing it is ht package manager for SuSE. Unfortunately I don't know too much about SuSE (I'm a Gentoo user), so you could also ask in the SuSE forum.