Very very true Catkin!
Only problem is I have no where to back it all up to...
well, it seems to be fixed...
I knew that the first instinct to panic and format it was a bad idea
thats how I originally lost XP to Ubuntu
I had accidently installed syslinux to MBR of my HDD
and freaked when i couldn't get it to boot
just a black screen and blinking cursor...?!
anyway, in frustration and ignorance I installed
Ubuntu and never looked back
Have you tried using Testdisk/Photorec svinoba?