First up, this might have been better under the Linux General forums rather than Member Intro's, but welcome to LQ!
Onto your problem, if you try extracting files within /home/yourusername you shouldn't have any problems, other places might stop you depending on the user being logged in. As for installing new software RPM, again, if logged in just as your normal user it would prevent it - you'd need to be the root user for that.
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